Prompt reporting of all claims regardless of fault is the most important step to do. Insurance policies are simply a promise made until a claim happens, however many people hesitate to report a claim or incident to their insurance carrier due to misconceptions and negative thinking that reporting claims will adversely affect their loss history.
Here are few reasons why you should promptly report all claims if you have an incident.
Prudent action on your part when the claim is first made will help you and your insurance carrier successfully defend against unwarranted claims and allow proper payment of legitimate claims, thus protecting your business and reputation. Always report claims/incidents promptly (even as a “record only”) so you adhere to your insurance policy conditions and duties.
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